豪宅周报 · 数据 2026-10-31Luxury weekly · data Oct 31, 2026

豪宅市场周报：Del Mar · Rancho Santa Fe · La Jolla（$3M+，2026-10-31 数据）Luxury Market Weekly: Del Mar, Rancho Santa Fe & La Jolla ($3M+, data Oct 31, 2026)

Q: 2026 年 10 月底 Del Mar、Rancho Santa Fe、La Jolla 豪宅市场怎么样？

简答：按 Redfin 截至 9 月的近 3 个月数据，Del Mar 92014 中位成交价 $3.12M（+39.3%），RSF 92067 $5.20M（+7.2%），La Jolla 92037 $2.18M（−9.9%）。10/24–10/31 一周 $3M+ 成交大多比挂牌价低 1%–7%，La Jolla 有一套高出挂牌 6%。

Q: How is the Del Mar / Rancho Santa Fe / La Jolla luxury market in late Oct 2026?

Short answer: per Redfin (3 months through Sept), Del Mar 92014 median $3.12M (+39.3%), RSF 92067 $5.20M (+7.2%), La Jolla 92037 $2.18M (−9.9%). Most $3M+ sales in the week of Oct 24–31 closed 1%–7% under list; one La Jolla home sold 6% over.

Q: 现在这三个地方 $3M 以上有多少房子在卖？

简答：Realtor.com 2026-10-31 显示：Del Mar 92014 33 套（5 套降价），RSF 92067 92 套（10 套降价），RSF 92091 6 套（0 套降价），La Jolla 92037 112 套（20 套降价）。

Q: How many $3M+ homes are for sale?

Short answer: Realtor.com on Oct 31, 2026: Del Mar 92014 33 (5 reduced), RSF 92067 92 (10), RSF 92091 6 (0), La Jolla 92037 112 (20).

Q: Rancho Santa Fe 的 Covenant（契约区）是什么？

简答：RSF 的历史核心区，受保护性契约约束、由 RSF Association 管理，新建和改建都要经过 Art Jury 建筑审查，风貌和私密性保持得好，所以价格更高。

Q: What is the Rancho Santa Fe Covenant?

Short answer: RSF’s historic core, governed by a protective covenant run by the RSF Association; building and remodels require Art Jury review, preserving character and privacy.

作者By Alice Zou · 加州房产BrokerCA Real Estate Broker DRE# 02036463 · MLO NMLS# 2664031
发布：2026年10月31日 · 数据抓取于 2026-10-31（太平洋时间），覆盖约 10/24–10/31Published Oct 31, 2026 · data read Oct 31, 2026 (PT), covering ~Oct 24–31

简答（数据抓取于 2026-10-31，覆盖约 10/24–10/31）：按 Redfin（截至 2026 年 9 月的近 3 个月，含所有房型），Del Mar 92014 中位成交价 $3.12M（同比 +39.3%），Rancho Santa Fe 92067 $5.20M（+7.2%），92091 $4.10M（样本小），La Jolla 92037 $2.18M（−9.9%）。本周 $3M 以上的成交，大多数比挂牌价低 1%–7%，挂了 100 天以上的房子议价空间最明显；但 La Jolla 也有一套比挂牌价高 6% 成交。库存方面（Realtor.com，$3M+）：Del Mar 只有 33 套在售、92091 只有 6 套；La Jolla 有 112 套，其中 20 套标注降价，约每 6 套就有 1 套。想知道自家豪宅现在能卖多少，用卖房净额计算器，或免费人工估价。Short answer (data read Oct 31, 2026, covering ~Oct 24–31): per Redfin (3 months through Sept 2026, all home types), median sale prices were Del Mar 92014 $3.12M (+39.3% YoY), Rancho Santa Fe 92067 $5.20M (+7.2%), 92091 $4.10M (small sample) and La Jolla 92037 $2.18M (−9.9%). Most $3M+ sales this week closed 1%–7% under list, with the most room on homes listed 100+ days — yet one La Jolla home sold 6% over list. Realtor.com shows only 33 active $3M+ listings in Del Mar and 6 in 92091, versus 112 in La Jolla, 20 of them price-reduced (about 1 in 6). Estimate your net with the seller net sheet.

区域概况Area overview

区域Area	中位成交价（同比）Median sale price (YoY)	中位在市天数Median DOM	成交套数Homes sold	成交价/挂牌价Sale-to-list	在售 $3M+Active $3M+	其中标注降价Price-reduced	来源Source
Del Mar 92014Del Mar 92014	$3.12M（+39.3%）	43 天	45	98.5%	33	5	Redfin · Realtor.com
Rancho Santa Fe 92067Rancho Santa Fe 92067	$5.20M（+7.2%）	42 天	36	96.1%	92	10	Redfin · Realtor.com
Rancho Santa Fe 92091Rancho Santa Fe 92091	$4.10M（+156.3%，样本小）	58 天	11	99.1%	6	0	Redfin · Realtor.com
La Jolla 92037La Jolla 92037	$2.18M（−9.9%）	35 天	133	97.5%	112	20	Redfin · Realtor.com

*中位成交价、同比、中位在市天数、成交套数、成交价/挂牌价：Redfin 各邮编 Housing Market 页，截至 2026 年 9 月的近 3 个月数据，含所有房型（所以 La Jolla 中位价低于 $3M）。在售 $3M+ 套数与标注降价套数：Realtor.com 搜索页（≥$3M），2026-10-31 抓取。中位数受成交房型影响，不代表任何一套房的价值。*Median price, YoY, DOM, homes sold and sale-to-list: Redfin ZIP Housing Market pages, 3 months through Sept 2026, all home types (which is why La Jolla’s median is below $3M). Active $3M+ and price-reduced counts: Realtor.com search (≥$3M), read 2026-10-31.

本周成交（≥$3M）Sold this week ($3M+)

区域Area	成交价Price	房型 / 面积Beds / baths / size	与挂牌价vs list	在市天数DOM	成交日Closed
RSF 西 Covenant 契约区RSF West Covenant	$8.45M	5 房 7.5 卫 · 9,246 尺 · 约 4 英亩5bd/7.5ba · 9,246 sf · ~4 acres	挂牌 $8.75Mlist $8.75M	未披露n/a	10/26
RSF 西 Covenant 契约区RSF West Covenant	$8.35M	5 房 5.5 卫 · 8,435 尺（含独立客屋）5bd/5.5ba · 8,435 sf (incl. guest house)	挂牌 $8.45Mlist $8.45M	未披露n/a	10/30
Del MarDel Mar	$6.5M	5 房 4.5 卫 · 5,037 尺5bd/4.5ba · 5,037 sf	比挂牌低 7%7% under list	102 天102 days	10/30
Del MarDel Mar	$4.35M	4 房 4.5 卫 · 3,851 尺4bd/4.5ba · 3,851 sf	比挂牌低 6%6% under list	139 天139 days	10/26
La JollaLa Jolla	$3.825M	5 房 3 卫 · 2,321 尺5bd/3ba · 2,321 sf	比挂牌高 6%6% over list	135 天135 days	10/30
La JollaLa Jolla	$3.06M	6 房 4 卫 · 2,206 尺6bd/4ba · 2,206 sf	比挂牌低 7%7% under list	167 天167 days	10/29

另据 RealtyWire 截至 10/25 的一周报道：Rancho Santa Fe 一处庄园以 $12.5M 成交（9 房 14 卫，17,332 尺）；RSF The Bridges 社区一套以 $7.7M 成交（7 房 9 卫，9,169 尺）。这两笔的在市天数未披露。RealtyWire (week ending Oct 25) also reported a Rancho Santa Fe estate sold for $12.5M (9bd/14ba, 17,332 sf) and a home in RSF’s The Bridges community for $7.7M (7bd/9ba, 9,169 sf); DOM not disclosed.

RSF 两笔契约区成交的挂牌价来自 teamchodorow.com 成交详情页；其余来自 Redfin 成交筛选页（10/31）。本页只列区域，不列具体地址。List prices of the two RSF Covenant sales from teamchodorow.com sold details; others from Redfin sold filters (Oct 31). Area level only — no addresses.

本周新上市（Redfin，≤7 天）New this week (Redfin, ≤7 days)

Del Mar：Olde Del Mar 海景住宅 $12.5M（5 房 5.5 卫，5,441 尺）；海滩边三单元物业（triplex）$4.795M（共 6 房 5 卫）；Fairbanks Polo Club $3.25M（5 房 3.5 卫，3,202 尺）。Del Mar: Olde Del Mar ocean-view home $12.5M (5bd/5.5ba, 5,441 sf); beach-area triplex $4.795M (6bd/5ba total); Fairbanks Polo Club $3.25M (5bd/3.5ba, 3,202 sf).
Rancho Santa Fe 92067：South Fairbanks Ranch $7.988M（5 房 6.5 卫，8,444 尺，1.66 英亩）；西 Covenant 契约区 3.82 英亩土地 $6.995M（附建筑图纸）。Rancho Santa Fe 92067: South Fairbanks Ranch $7.988M (5bd/6.5ba, 8,444 sf, 1.66 acres); 3.82-acre West Covenant lot $6.995M (with plans).
La Jolla：Windansea 建筑师设计作品 $10.7M（3 房 3 卫）；翻建单层 $9.87M（5 房 6.5 卫，6,777 尺）；Tudor 风格、看 La Jolla Cove $9.75M；Muirlands $5.15M（5 房 3.5 卫）。La Jolla: architect-designed Windansea home $10.7M (3bd/3ba); rebuilt single-level $9.87M (5bd/6.5ba, 6,777 sf); Tudor-style with Cove views $9.75M; Muirlands $5.15M (5bd/3.5ba).
92091：本周没有该邮编内 $3M+ 的新上市。92091: no new $3M+ listings this week.

降价房源（Realtor.com 当前标注）Price reductions (flagged on Realtor.com)

La Jolla：Muirlands 8 房庄园降 $3M，现价 $23.995M；另一套降 $1M，现价 $20.5M；另一套降 $501K，现价 $5.799M。La Jolla: an 8-bedroom Muirlands estate cut $3M to $23.995M; another cut $1M to $20.5M; another cut $501K to $5.799M.
Rancho Santa Fe：一套降 $1M，现价 $13.995M；一套 7 房、8,342 尺降 $938K，现价 $5.95M。Rancho Santa Fe: one cut $1M to $13.995M; a 7-bedroom, 8,342 sf home cut $938K to $5.95M.
Del Mar：一套降 $438K，现价 $4.85M；一套 4 房、3,041 尺降 $300K，现价 $3.1M。Del Mar: one cut $438K to $4.85M; a 4-bedroom, 3,041 sf home cut $300K to $3.1M.

Realtor.com 页面没有注明降价日期，以上降价不一定都发生在本周。Realtor.com does not show reduction dates, so these cuts did not necessarily happen this week.

买家怎么看For buyers

议价看在市天数：本周 $3M 以上的成交，大多数比挂牌价低 1%–7%；在市场上挂了 100 天以上的房子，议价空间最明显（Del Mar 两笔分别挂了 102 天、139 天）。Use days on market: most $3M+ sales this week closed 1%–7% under list; homes listed 100+ days offered the most room (the two Del Mar sales took 102 and 139 days).
好房照样溢价：La Jolla 有一套比挂牌价高 6% 成交，位置、房况都到位的房子不要指望一定能砍价。Great homes still go over: one La Jolla home sold 6% over list — don’t assume every home is negotiable.
La Jolla 选择多：$3M+ 在售 112 套（Realtor.com），20 套标注降价，买家更有主动权；Del Mar（33 套）和 92091（6 套）则稀缺，看中了要准备好资金证明和贷款预批。More choice in La Jolla: 112 active $3M+ listings, 20 price-reduced; Del Mar (33) and 92091 (6) are scarce — have proof of funds and pre-approval ready.
大额贷款先算好：$3M 以上多为 Jumbo 贷款，首付、储备金和收入证明要求更高；可先看Del Mar · Rancho Santa Fe · La Jolla 豪宅买房指南。Plan the jumbo loan: $3M+ purchases usually need jumbo financing with higher down payment and reserve requirements; see the luxury home guide.

卖家怎么看For sellers

第一次定价最关键：La Jolla 在售的 $3M+ 房源大约每 6 套就有 1 套已经降过价（112 套中 20 套）；第一次定价准不准，比后面再降价重要得多。Get the first price right: about 1 in 6 active $3M+ La Jolla listings (20 of 112) is price-reduced; the initial price matters more than later cuts.
挂久了要让价：本周 Del Mar、La Jolla 在市 100 天以上的几笔成交，大多比挂牌价低 6%–7%。Long DOM costs money: this week’s Del Mar and La Jolla sales with 100+ days on market mostly closed 6%–7% under list.
稀缺是卖点：Del Mar $3M+ 只有 33 套在售、RSF 92091 只有 6 套，房况和展示做到位更容易被买家看到。Scarcity helps: only 33 active $3M+ listings in Del Mar and 6 in RSF 92091.
先算到手净额：佣金（可协商）、过户税、escrow/产权费、维修与补贴都会影响到手金额，用卖房净额计算器先算一遍，或免费人工估价。Know your net: model commission (negotiable), transfer tax, escrow/title, repairs and credits with the seller net sheet, or request a free valuation.

免费人工估价（近期可比成交）→Free manual valuation →算到手净额 →Estimate my net →

术语一分钟：The Covenant（契约区）Term in a minute: The Covenant

指 Rancho Santa Fe 的历史核心区，受一份“保护性契约”约束，由 RSF Association 管理。区内房屋的新建和改建都要经过建筑审查（Art Jury），所以整体风貌和私密性保持得很好，这也是 “West Covenant” 这类位置卖得贵的原因之一。The historic core of Rancho Santa Fe, governed by a protective covenant administered by the RSF Association. New construction and remodels go through architectural review (the Art Jury), which preserves the area’s character and privacy — one reason “West Covenant” locations command premium prices.

常见问题FAQ

2026 年 10 月底 Del Mar、Rancho Santa Fe、La Jolla 豪宅市场怎么样？How is the Del Mar / Rancho Santa Fe / La Jolla luxury market in late Oct 2026?

简答：按 Redfin 截至 9 月的近 3 个月数据，Del Mar 92014 中位成交价 $3.12M（+39.3%），RSF 92067 $5.20M（+7.2%），La Jolla 92037 $2.18M（−9.9%）。10/24–10/31 一周 $3M+ 成交大多比挂牌价低 1%–7%，La Jolla 有一套高出挂牌 6%。Short answer: per Redfin (3 months through Sept), Del Mar 92014 median $3.12M (+39.3%), RSF 92067 $5.20M (+7.2%), La Jolla 92037 $2.18M (−9.9%). Most $3M+ sales in the week of Oct 24–31 closed 1%–7% under list; one La Jolla home sold 6% over.

官方/参考来源：Official sources: Redfin – 92014 housing market · Redfin – 92037 housing market

现在这三个地方 $3M 以上有多少房子在卖？How many $3M+ homes are for sale?

简答：Realtor.com 2026-10-31 显示：Del Mar 92014 33 套（5 套降价），RSF 92067 92 套（10 套降价），RSF 92091 6 套（0 套降价），La Jolla 92037 112 套（20 套降价）。Short answer: Realtor.com on Oct 31, 2026: Del Mar 92014 33 (5 reduced), RSF 92067 92 (10), RSF 92091 6 (0), La Jolla 92037 112 (20).

官方/参考来源：Official sources: Realtor.com – 92014 homes $3M+ (incl. price reduced) · Realtor.com – 92037 homes $3M+ (incl. price reduced)

Rancho Santa Fe 的 Covenant（契约区）是什么？What is the Rancho Santa Fe Covenant?

简答：RSF 的历史核心区，受保护性契约约束、由 RSF Association 管理，新建和改建都要经过 Art Jury 建筑审查，风貌和私密性保持得好，所以价格更高。Short answer: RSF’s historic core, governed by a protective covenant run by the RSF Association; building and remodels require Art Jury review, preserving character and privacy.

我要卖房：免费人工估价 →Sell: free valuation →卖房净额计算器 →Seller net sheet →豪宅买房指南 →Luxury home guide →

官方/参考来源：Official sources: Redfin – 92014 housing market · Redfin – 92067 housing market · Redfin – 92091 housing market · Redfin – 92037 housing market · Realtor.com – 92014 homes $3M+ (incl. price reduced) · Realtor.com – 92067 homes $3M+ (incl. price reduced) · Realtor.com – 92091 homes $3M+ · Realtor.com – 92037 homes $3M+ (incl. price reduced) · RealtyWire – North County Top 5 (week ending Oct 25, published Oct 31) · teamchodorow.com – sold details (list prices of the two RSF Covenant sales)

免责声明：本页为公开市场数据的整理，不构成投资、法律或税务建议，不对任何房价、成交时间或结果作承诺。房源与成交信息来自第三方公开页面，只列区域、不列地址；其挂牌与成交由各自的经纪人代理，信息可能被来源方更新或修订。Disclaimer: a summary of public market data — not investment, legal or tax advice, and no promise of any price, timing or outcome. Listing and sale details come from third-party public pages, shown at area level only; those listings and sales are represented by their respective brokerages, and data may be revised. Alice Zou · 加州房地产经纪人California Real Estate Broker DRE# 02036463 · America Home Realty & Investment Broker #1527469 · MLO NMLS# 2664031 · 平等住房机会。Equal Housing Opportunity.

更新于Updated 2026-10-31 · 数据抓取于 2026-10-31Data read 2026-10-31