26242 Heritage Union Ln, Murrieta, CA 92563
The Bungalows at Old School House 私人门禁社区 · 出门正对公园绿地与泳池 · 25块太阳能板100%付清 · 对口 9分名校 Vista Murrieta HighThe Bungalows at Old School House Gated Community · Park-Facing · 25 Paid-Off Solar Panels · Zoned for Vista Murrieta High (9/10)
室内外空间与社区实拍（26242 Heritage Union Ln）Interior, Exterior & Community Photos
为什么这套 Murrieta 门禁独立屋极具性价比？Why 26242 Heritage Union Ln Stands Out in Murrieta
- 单价仅约 $277/平方英尺，远低于同区中位数：据 Redfin 截至2026年9月三个月数据，Murrieta 全市独立屋中位成交价为 $693,723；本房源拥有 2,411 平方英尺宽敞三层空间，诚意调价至 $669,000，支持常规贷款（Conventional）、FHA（3.5%首付）与 VA（0%首付）。Exceptional value at ~$277/Sq.Ft.: While Murrieta’s citywide single-family median is $693,723 (Redfin, 3 months ending Sept 2026), this 2,411 sq ft residence is priced at $669,000 and welcomes Conventional, FHA and VA financing.
- 25块太阳能板 100% 全额付清（Owned Solar — Paid Off）：随屋附带25块高效太阳能板，已在过往全额结清，买方接手后享受零租赁费、零太阳能贷款月供，炎炎夏日开空调也毫无电费压力。25 Owned Solar Panels — 100% Paid Off: Conveys free and clear with zero solar lease or loan balance, delivering substantial year-round electricity savings.
- 4卧3卫 + 三楼超大 Loft（可轻松做第5房/书房/影音室）：一楼设挑高客厅（配大理石纹理壁炉）、餐厅、翻新白色 Shaker 厨房（配深色石英/花岗岩中岛台面与不锈钢/黑色家电）及客卫；二楼设宽敞主卧套房（双洗手台、独立浴缸、步入式淋浴间、大步入式衣帽间）、另外3间次卧、走廊全卫及独立室内洗衣房；三楼整层为超大尺寸多功能 Loft。4 Bedrooms + 3rd-Floor Oversized Loft (Optional 5th Bedroom): Main level features a high-ceiling living room with marble-look fireplace, dining area, remodeled white Shaker kitchen with quartz/granite island, and powder room; second floor offers the spacious primary suite, 3 secondary bedrooms, full hall bath and indoor laundry room; third floor is a huge bonus loft.
- 出门正对门禁社区绿地公园与泳池：位于 The Bungalows at Old School House 私人门禁社区最佳位置之一，推门即正对社区草坪公园，数步即达社区泳池、Spa 与儿童游乐场；后院已完成低维护硬质铺装（Hardscaped Patio）并配户外串灯；连体2车位车库 + 加长车道（Long Driveway）方便停放多辆家庭用车。Prime Park-Facing Location in a Gated Community: Situated directly across from the neighborhood park, pool, spa and tot lot inside The Bungalows at Old School House; features a private hardscaped patio backyard with string lights, attached 2-car garage and a rare long driveway.
房源核心参数一览（MLS# SW26199209）Property Specifications (MLS# SW26199209)
| 项目Attribute | 详情Details |
|---|---|
| 完整地址Full Address | 详情Details26242 Heritage Union Ln, Murrieta, CA 92563 |
| 所属社区Subdivision / Community | 详情DetailsThe Bungalows at Old School House（私人门禁社区 Gated Community） |
| MLS 编号与状态MLS# & Status | 详情DetailsCRMLS #SW26199209 · Active（在售 · 周六/周日 1–4 PM Open House） |
| 最新挂牌价List Price | 详情Details$669,000（约 $277/平方英尺 · 原价 $685,000） |
| 户型与面积Beds / Baths / Sq.Ft. | 详情Details4 卧 + 顶层大 Loft（可改5房）· 3 卫（2全卫 + 1客卫）· 室内 2,411 平方英尺 |
| 占地与建造年份Lot Size & Year Built | 详情Details3,485 平方英尺（约0.08英亩）· 2001年建 · 3层结构 |
| 车库与车道Garage & Parking | 详情Details连体 2 车位车库 + 加长私人车道（合计4车位空间） |
| 节能配置Solar System | 详情Details25 块太阳能板已 100% 全额付清（Owned Solar, Fully Paid Off） |
| HOA 物业费HOA Dues | 详情Details$165/月（含门禁、泳池、Spa、游乐场与双公园绿地维护） |
| 2025年地税参考2025 Property Tax Record | 详情Details$8,777/年（基于2025年评估值 $642,599，综合税率约 1.36%） |
| 挂牌经纪人Listing Broker | 详情DetailsAlice Zou (Lingzhi Zou) · DRE# 02036463 · NMLS# 2664031 · America Home Realty & Investment |
对口公立学校（Murrieta Valley Unified School District）Assigned Public Schools (MVUSD)
本房源对口 Murrieta Valley Unified School District（MVUSD），中小学均可从社区步行抵达，高中为备受家庭买家青睐的9分名校 Vista Murrieta High：Served by Murrieta Valley Unified School District (MVUSD), with walkable elementary and middle schools and top-rated Vista Murrieta High:
| 学段Grades | 学校名称School | 距离Distance | 第三方评分与官方表现Ratings & Official Performance |
|---|---|---|---|
| 小学 (K–5)Elementary (K–5) | 学校名称SchoolDaniel N. Buchanan Elementary School | 距离Distance~0.5 mi（步行可达） | 第三方评分与官方表现Ratings & Official PerformanceGreatSchools 7/10 · Niche A-GreatSchools 7/10 · Niche A- |
| 初中 (6–8)Middle (6–8) | 学校名称SchoolWarm Springs Middle School | 距离Distance~0.4 mi（步行可达） | 第三方评分与官方表现Ratings & Official PerformanceGreatSchools 6/10 · Niche A-GreatSchools 6/10 · Niche A- |
| 高中 (9–12)High (9–12) | 学校名称SchoolVista Murrieta High School | 距离Distance~3.0 mi | 第三方评分与官方表现Ratings & Official PerformanceGreatSchools 9/10 · Niche A 级 · 2025–26 CAASPP 11年级英语达标率 82.3% / 数学 47.6%GreatSchools 9/10 · Niche A · 2025–26 CAASPP Grade 11 ELA 82.3% / Math 47.6% |
注：学区边界与学位安排可能变动，出价前请通过 MVUSD 官方网站 School Locator 按地址核实。更多区域学区与房价对比见 2026 Temecula / Murrieta 买房指南。Note: school boundaries and capacity rules can change; verify directly with MVUSD’s official School Locator. For district-wide data see our 2026 Temecula & Murrieta Home-Buying Guide.
贷款方案与月供测算（基于挂牌价 $669,000）Financing Scenarios & Monthly Payment Breakdown ($669,000)
Alice 同时持有加州房产 Broker 执照（DRE# 02036463）与贷款顾问执照（MLO NMLS# 2664031），以下为按挂牌价 $669,000 整理的三种主流贷款方案月供测算（含预估地税约 $758/月、房屋保险约 $175/月、HOA $165/月）：As both a licensed Real Estate Broker (DRE# 02036463) and Mortgage Loan Originator (NMLS# 2664031), Alice prepared these illustrative monthly payment scenarios at the $669,000 list price (including ~$758/mo estimated property tax, ~$175/mo hazard insurance, and $165/mo HOA):
| 贷款方案Loan Program | 首付比例与金额Down Payment | 贷款额与参考利率Loan Amount & Rate | 本息 + 税险 + PMI + HOAP&I + Tax/Ins/PMI + HOA | 预估总月供Est. Total Monthly |
|---|---|---|---|---|
| 常规贷款 20% 首付Conventional 20% Down | 首付比例与金额Down Payment20% ($133,800) | 贷款额与参考利率Loan Amount & Rate$535,200 · 6.125% (APR 6.238%) | 本息 + 税险 + PMI + HOAP&I + Tax/Ins/PMI + HOA本息 $3,252 + 税险HOA $1,098（无PMI）$3,252 P&I + $1,098 Tax/Ins/HOA (No PMI) | 预估总月供Est. Total Monthly$4,350 / mo |
| 常规贷款 10% 首付Conventional 10% Down | 首付比例与金额Down Payment10% ($66,900) | 贷款额与参考利率Loan Amount & Rate$602,100 · 6.125% (APR 6.535%) | 本息 + 税险 + PMI + HOAP&I + Tax/Ins/PMI + HOA本息 $3,658 + PMI $201 + 税险HOA $1,098$3,658 P&I + $201 PMI + $1,098 Tax/Ins/HOA | 预估总月供Est. Total Monthly$4,957 / mo |
| FHA 贷款 3.5% 低首付FHA 3.5% Low Down | 首付比例与金额Down Payment3.5% ($23,415) | 贷款额与参考利率Loan Amount & Rate$656,881 (含UFMIP) · 5.750% (APR 6.512%) | 本息 + 税险 + PMI + HOAP&I + Tax/Ins/PMI + HOA本息 $3,833 + MIP $296 + 税险HOA $1,098$3,833 P&I + $296 MIP + $1,098 Tax/Ins/HOA | 预估总月供Est. Total Monthly$5,227 / mo |
免责声明：以上月供测算仅作一般参考，基于30年固定利率模型，不构成信贷承诺；实际利率、APR及过户费用视借款人信用分数、负债比及锁定日市场行情而定。Disclaimer: payment scenarios are illustrative 30-year fixed estimates only and not a commitment to lend; actual rates, APRs and closing costs depend on credit profile, LTV/DTI and market conditions.
10分钟黄金生活圈与双高速通勤10-Minute Lifestyle & Dual-Freeway Commute
- 双高速快速通勤：距 I-215 高速（Murrieta Hot Springs Rd 出口）约 1.3 英里，距 I-15 高速约 1.7 英里，便捷连通圣地亚哥北县（Rancho Bernardo / Poway / Carmel Valley）、河滨县及橙县。Dual-Freeway Access: ~1.3 miles to I-215 (Murrieta Hot Springs Rd) and ~1.7 miles to I-15, connecting smoothly to North County San Diego, Riverside and Orange County.
- 家门口日常商圈（约 2–3 分钟车程）：紧邻 Murrieta Hot Springs Rd & Margarita Rd 商圈（约 0.5–0.7 英里），涵盖 Ralphs、Sam's Club、Walmart、CVS 及多家餐饮咖啡。Neighborhood Shopping (2–3 min): 0.5–0.7 miles to Murrieta Hot Springs Rd & Margarita Rd shopping centers with Ralphs, Sam’s Club, Walmart, CVS and dining.
- 大型商场与华人超市（约 5–10 分钟车程）：距 Promenade Temecula 大型购物中心约 2.0 英里、Costco Wholesale 约 2.3 英里、99 Ranch Market 大华超市约 3.5 英里、Temecula 酒庄区约 5.0 英里，生活极其便利。Major Retail & Asian Supermarket (5–10 min): ~2.0 miles to Promenade Temecula mall, ~2.3 miles to Costco, ~3.5 miles to 99 Ranch Market and ~5.0 miles to Temecula Wine Country.
- 医疗资源：距 Southwest Healthcare Inland Valley / Rancho Springs 医院约 1.7 英里，距 Loma Linda University Medical Center Murrieta 约 3.3 英里。Medical Centers: ~1.7 miles to Southwest Healthcare Rancho Springs / Inland Valley and ~3.3 miles to Loma Linda University Medical Center Murrieta.
26242 Heritage Union Ln 看房与购买常见问题26242 Heritage Union Ln Listing FAQ
这套房源的具体地址和MLS编号是什么？如何预约看房？What is the exact address and MLS number, and how can I schedule a tour?
简答：地址为 26242 Heritage Union Ln, Murrieta, CA 92563，CRMLS 房源编号为 SW26199209，由 Alice Zou（DRE# 02036463，America Home Realty & Investment）独家代理挂牌（Listing Broker）。除周末 Open House（周六、周日 1:00–4:00 PM）外，欢迎随时致电 (626) 217-5311 或添加微信 zoulingzhi3629 预约私人看房。Short answer: the property address is 26242 Heritage Union Ln, Murrieta, CA 92563 (CRMLS #SW26199209), exclusively listed by Alice Zou (DRE# 02036463, America Home Realty & Investment). In addition to weekend Open Houses (Sat & Sun 1:00–4:00 PM), call (626) 217-5311 or WeChat zoulingzhi3629 for a private showing.
25块太阳能板是付清的吗？有没有租赁或贷款月供？Are the 25 solar panels paid off, or is there a solar lease or loan?
简答：100%全额付清（Owned Solar — Fully Paid Off）。25块太阳能板随房屋产权一并转让给买家，没有任何太阳能租赁费（Lease/PPA）或太阳能贷款月供，能显著降低南加州夏季空调与日常用电账单。Short answer: 100% owned and fully paid off. All 25 solar panels convey with the home free and clear — zero solar lease, PPA or loan payment — substantially reducing summer AC and year-round electric bills.
这套房子的HOA、地税和Mello-Roos是多少？What are the HOA dues, property tax rate and Mello-Roos on this home?
简答：社区 HOA 月费为 $165/月（包含私人大门门禁、社区泳池与Spa、儿童游乐场及两座社区绿地公园维护）。根据河滨县2025年公开税务记录，该房源2025年地税账单为 $8,777/年（基于当时评估价值 $642,599，综合有效税率约 1.36%，由于2001年建成，相比新建社区高额CFD负担轻得多）。过户后县政府将按新购买价重新评估，请以河滨县税单与卖方披露为准。Short answer: HOA dues are $165/month (covering gated entry, community pool & spa, playground and two neighborhood parks). Per Riverside County’s 2025 tax record, the 2025 annual tax bill was $8,777/year on a $642,599 assessed value (~1.36% effective rate — much lower special assessments than brand-new master-planned tracts). Upon sale, the county reassesses at the purchase price under Prop 13; verify on the county tax bill and seller disclosures.
官方/参考来源：Official sources: Riverside County Treasurer-Tax Collector – How to read a secured tax bill · CA BOE – Property Tax · City of Murrieta – Community Facilities Districts
对口哪些公立学校？可以步行上学吗？Which public schools serve this address, and are they walkable?
简答：该房源属 Murrieta Valley Unified School District（MVUSD）：小学为 Daniel N. Buchanan Elementary（约0.5英里，步行可达，GreatSchools 7/10 · Niche A-），初中为 Warm Springs Middle School（约0.4英里，步行可达，GreatSchools 6/10 · Niche A-），高中为 Vista Murrieta High School（约3.0英里，GreatSchools 9/10 · Niche A级 · 2025–26 CAASPP 11年级英语达标率 82.3%）。出价前请用 MVUSD School Locator 按地址核实。Short answer: the home is in Murrieta Valley Unified School District (MVUSD): Daniel N. Buchanan Elementary (~0.5 mi, walkable; GS 7/10 · Niche A-), Warm Springs Middle School (~0.4 mi, walkable; GS 6/10 · Niche A-), and Vista Murrieta High School (~3.0 mi; GS 9/10 · Niche A · 82.3% grade-11 ELA proficient/above on 2025–26 CAASPP). Always verify with MVUSD’s official School Locator.
官方/参考来源：Official sources: MVUSD – School Locator (New Student Enrollment) · MVUSD – Schools · CAASPP 2025–26 research files – Riverside County (CDE/ETS, released Oct 2026)
支持哪些贷款类型？月供大概多少？What financing types are accepted, and what is the estimated monthly payment?
简答：卖方欢迎现金、常规贷款（Conventional）、FHA 贷款（最低3.5%首付）及 VA 退伍军人贷款（0%首付）。按挂牌价 $669,000、参考利率 6.125%（30年固定）测算：20%首付（$133,800）本息约 $3,252/月，加上预估地税（约$758/月）、保险（约$175/月）与HOA（$165/月），总月供（PITI+HOA）约 $4,350/月。Alice 同时持有加州贷款顾问执照（MLO NMLS# 2664031），可为您免费定制贷款预批与月供方案。Short answer: the seller welcomes Cash, Conventional, FHA (from 3.5% down) and VA (0% down) offers. At the $669,000 list price and an illustrative 6.125% 30-year fixed rate with 20% down ($133,800), principal & interest is about $3,252/mo; adding estimated property taxes (~$758/mo), insurance (~$175/mo) and HOA ($165/mo) yields a total estimated payment of about $4,350/mo. As a licensed MLO (NMLS# 2664031), Alice can prepare a custom pre-approval and payment comparison.
圣地亚哥学区买房指南（2026）San Diego School-District Home Buying Guide (2026)
12页中文指南：学区如何按地址划分、8个学区官方查询工具、官方学校数据、买房流程、持有成本、租买对比与看房清单。A 12-page guide in Chinese with key English terms: how attendance boundaries work, 8 districts’ official lookup tools, official school data, buying steps, costs, rent vs. buy and a tour checklist.
对 26242 Heritage Union Ln 感兴趣？立即预约看房！Interested in 26242 Heritage Union Ln? Book Your Showing Today!
Alice Zou从事房产Broker 10年，已协助近200组家庭在圣地亚哥及周边地区购房与投资，提供普通话/英语服务。告诉Alice您的预算、房型和通勤需求，一起按地址核实学校、税费、协会规定与灾害区域。Alice Zou has been a broker for 10 years and has helped nearly 200 families buy and invest in San Diego and surrounding areas, in Mandarin and English. Share your budget, home type and commute needs, and check schools, taxes, association rules and hazard zones by address together.
预约免费咨询Book a free consultation 免费领取学区买房指南Get the free school-district guide
免责声明：本文为一般信息，不构成法律、税务、保险或贷款建议。房价、房产记录、学区边界、税费、协会规定与灾害区划会变化；本文数据截至所注日期，第三方数据（Redfin、TopHap）的区域边界与统计方法各不相同。请以各数据来源及政府、学区、协会的最新官方信息为准，并按具体地址核实。本文不对任何社区或其居民作评价，也不以任何受保护特征推荐或排除区域。Alice Zou · 加州房地产经纪人 DRE# 02036463 · NMLS# 2664031 · America Home Realty & Investment。平等住房机会。Disclaimer: general information only — not legal, tax, insurance or lending advice. Prices, property records, school boundaries, taxes, association rules and hazard maps change; figures are as of the dates noted, and third-party sources (Redfin, TopHap) use different boundaries and methods. Rely on the latest official information from each source, government agency, district and association, and verify by specific address. This article does not evaluate any community or its residents and does not recommend or exclude areas based on any protected characteristic. Alice Zou · California real estate broker DRE# 02036463 · NMLS# 2664031 · America Home Realty & Investment. Equal Housing Opportunity.
更新于Updated 2026-10-24 · 返回社区指南Back to neighborhood guide · 学区对比文章School-district guide · 北部社区对比North San Diego compared · Temecula与Murrieta买房指南Temecula & Murrieta guide · 地税·Mello-Roos·HOA指南Property Tax, Mello-Roos & HOA guide · 全部精选房源All Featured Listings